Two-Wheeler Insurance

Two-wheeler insurance protects your bike or scooter against unforeseen events like accidents, theft, natural disasters, and third-party liabilities. In India, having at least Third-Party Insurance is mandatory as per the Motor Vehicles Act, 1988. With Convivial Insurance Broker, easily find and purchase the ideal policy from trusted insurers, ensuring comprehensive protection and hassle-free renewals for your two-wheeler. Choose from a variety of flexible policies tailored to your riding needs and budget. Ride confidently, knowing you’re financially secured against life's uncertainties.

Why Buy Commercial Vehicle Insurance Online?

Secure, Fast & Convenient

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Instant Policy Issuance

Quickly insure your commercial vehicles online without paperwork delays.

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Transparent Comparison

Easily compare policies from top insurers to choose the right protection at competitive rates.

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Manage Policies 24/7

Renew or update your coverage anytime, anywhere, online with ease.

Why You Need Two-Wheeler Insurance

Ride Legally and Safely

Mandatory by Law

Two-wheeler insurance is legally required in India. Riding without it can result in fines or penalties.

Accident Cover

Safeguard yourself financially against repair expenses caused by accidents.

Third-Party Liability Coverage

Covers expenses arising from third-party injuries or property damage due to your vehicle.

Financial Security

Insurance ensures you don’t pay from your pocket for unexpected damages or losses.

Theft and Fire Protection

Secure compensation if your two-wheeler is stolen or damaged due to fire incidents.

Natural Calamities Coverage

Protect your two-wheeler against floods, cyclones, earthquakes, and other natural disasters.

Types of Two-Wheeler Insurance Coverage

Choose the Best Coverage for Your Ride

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Third-Party Two-Wheeler
Insurance

Mandatory policy covering financial liabilities arising from damages caused to third parties or their property. It doesn't cover your vehicle's damage.

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Own Damage Two-Wheeler
Insurance

Covers damages to your two-wheeler from accidents, theft, natural disasters, or fire. Valid only if you already have a third-party policy.

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Comprehensive Two-Wheeler
Insurance

An extensive coverage option providing protection against third-party liabilities and your own vehicle’s damage, theft, and natural disasters.

The Convivial Advantage

Why Choose Us for Your Two-Wheeler Insurance?

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Instant Online Purchase

Hassle-free digital buying experience.

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Competitive Premiums

Best prices from trusted insurers.

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Wide Coverage Options

Multiple plans tailored to your needs.

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Easy Claim Assistance

Smooth support throughout your claims process.

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Quick Policy Renewal

Convenient, digital renewal experience.

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Expert Support Team

Professional guidance to pick the perfect policy.

Two-Wheeler Insurance Simplified!

Frequently Asked Questions & Answers

Yes, as per the Motor Vehicles Act, 1988, third-party two-wheeler insurance is legally mandatory in India. It covers financial liabilities arising from damage or injury to third parties due to accidents involving your two-wheeler. Riding without valid insurance may result in heavy fines or legal penalties.

A comprehensive two-wheeler insurance policy offers extensive coverage, including damages to your vehicle due to accidents, theft, fire, natural disasters, and third-party liabilities. It ensures complete protection for your bike or scooter, giving you peace of mind and financial security in case of

Yes, your No Claim Bonus (NCB) is transferable from your previous vehicle to a new one or when switching insurers. To successfully transfer the NCB, you need to complete the transfer process within 90 days of your old policy's expiry or cancellation. This ensures you retain premium discounts earned over claim-free years.

Your two-wheeler insurance premium depends on factors such as your bike’s make, model, engine capacity (cc), age, geographical location, claim history, and the type of coverage chosen (third-party or comprehensive). Installing approved anti-theft devices and maintaining a clean riding history can help you secure lower premiums.

Yes, renewal after expiry is possible, but it may involve additional procedures like a mandatory vehicle inspection and potentially higher premiums. To maintain uninterrupted protection and retain your accumulated No Claim Bonus (NCB), it’s highly advisable to renew your two-wheeler insurance policy before its expiry date.

In case of an accident, immediately inform your insurance company and provide relevant documents such as your policy copy, driving license, vehicle registration, and FIR (if applicable). Your insurer will inspect the vehicle, assess damages, and settle your claim based on policy terms. Prompt reporting ensures quicker processing of your claim.

A Personal Accident Cover provides financial compensation to you or your family in the unfortunate event of injury, permanent disability, or death resulting from a two-wheeler accident. It’s mandatory in India and ensures financial support during challenging times, helping you and your family cope with unexpected medical and financial burdens.